Borderless Banking
Join a global community of forward-thinking individuals who choose financial freedom.
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Join a global community of forward-thinking individuals who choose financial freedom.
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Spend
The ZAR Card is your passport to smarter spending and saving in a global economy.
Use your ZAR debit card anywhere Visa is accepted. Whether you're shopping at home or making international purchases, enjoy the strength of the US dollar.
ZAR cards are already integrated for tap-to-pay transactions. Experience the future of payments – fast, secure, and always at your fingertips.
Keep more of your money where it belongs - in your pocket. Spend in USD to skip the foreign transaction fees and horrible conversion rates from banks.
Your money, your rules. Access your funds at millions of ATMs worldwide, with great exchange rates to local currency.
Security
Your dollars are more than just numbers on a screen. They're backed by real assets and secured by cutting-edge digital ledger technology on the Solana Blockchain.
ZAR uses stablecoins like USDC and USDT, which are digital dollars 100% backed by US Dollars and US Treasuries. Every transaction is securely stored and recorded on the Solana blockchain.
Your face or fingerprint is the ultimate safeguard. ZAR ensures that only you can access your account and authorize transactions, adding an unbreakable layer of personal security.
Limited edition
Elevate your wallet with our limited edition Metal Card. It’s more than a card – it's a statement. Sleek, sophisticated, and exclusively for those who dare to stand out.
ZAR combines bank-grade security with blockchain innovation. Your dollars are fully backed by real assets, audited regularly, and secured by ZAR. All account access and transactions require biometric authentication, such as face ID or fingerprint, for enhanced protection.
ZAR is available in over 110 countries worldwide, offering a global solution tailored to users in emerging markets and regions with unstable currencies. For details on restricted countries, please refer to Section 2.1 of our Terms of Service.
ZAR provides both virtual and physical debit cards in USD, enabling you to spend dollars anywhere, locally or internationally. Eligible users can also access a premium, limited-edition Metal Card.
While specific deposit methods may vary by country, ZAR typically allows you to add funds by transferring stablecoins from another platform like Binance, through bank transfers, credit/debit cards, or other local payment methods. Once added, your money is converted to digital dollars (stablecoins) in your account.
There are no fees to transfer digital dollars on the ZAR app or by making USD purchases on a ZAR debit card. However some services like ATM withdrawals or transactions in foreign currency may incur fees. The app for the most up-to-date fee information will be available in our app.
ZAR cards eliminate high foreign transaction fees and provides favorable exchange rates, helping you avoid the extra charges often imposed by traditional banks during international purchases or withdrawals.
With ZAR, you can withdraw local currency from any ATM worldwide that accepts our debit cards. Keep in mind that ATM withdrawals in currencies other than USD may include foreign exchange fees.